How to to save your life Insurance Premium in Malaysia?

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” Fun is like life insurance; the older you get, the more it costs.” Frankly, I hate insurance! The older I grow, I realize that lot of money is spent monthly by average Malaysians on insurance. And most of the times, we don’t quite understand what we are buying because… Continue Reading

IWDA or VWRA ETFs? Why do I go for VWRA/VWRD?

person with toy airplane on world map

“The function of economic forecasting is to make astrology look respectable.” John Kenneth Galbraith If you happen to be an index fund investor like me, you are likely to invest in an equity ETFs that tracks a broad market index. Besides the well-known S&P 500 index ( VUSD/VUSA) , you… Continue Reading

The best and cheapest Phone Plan for me

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“Success is the sum of small efforts, repeated while ignoring the noise around you! “ As you remember, I switched my mobile plan from Maxis to U mobile last year after being a loyal Maxis customer for almost 25 years. I used to spend MYR230 per month for 3 phone… Continue Reading

The fastest way to send money to IBKR

Let start a business

“Far more money has been lost by investors trying to anticipate corrections, than lost in the corrections themselves.”-Peter Lynch I am a strong believer of low cost ETFs investment. As for Malaysians and other Asians especially the Indonesians and Thais , funding your Interactive Brokers(IBKR) account can be the pain… Continue Reading

A letter for me from my future 80 year old self

“Old age is the most unexpected of all things that happen to a man. “-Leon Trotsky I always wonder what I would say to my current self 35 years from now. Am I happy with my life at this moment? Should I change the way I live my life ?…

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Physician Untold Stories #10

Sexual, racial, gender violence and other forms of discrimination and violence in a culture cannot be eliminated without changing culture- Charlotte Bunch I am happy to introduce to you again Dr. Syed Faizal, he has written many interesting stories on his Facebook recently . This story was written on the… Continue Reading

How to be happy in life?

person riding kayak

“Sometimes your joy is the source of your smile, but sometimes your smile can be the source of your joy.”-Thich Nhat Hanh How to be happy in life? Having lived half of my life ( hopefully), I always wonder what is the single most important ingredient to live a happy… Continue Reading

Introduction to ETFs Investing for Asians

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“Those of you who make investments outside of any retirement accounts are absolutely crazy if you are using actively managed funds rather than ETFs.” – Suze Orman I was once a strong believer of property investment. I was once believed with my heart that I could time the market and pick… Continue Reading

Physicians’ Untold Stories #9- Good Night Malaysia

“You see, this is the thing about this world. When it comes to politicians, people always forget.” It is my privilege to introduce to you Dr. Syed Faisal again, he wrote about his experience in tackling Covid 19 pandemic in his hospital HERE. I am happy he allows me to… Continue Reading

Why do I choose distributing not accumulating ETFs?

ETF

 “Don’t look for the needle in the haystack. Just buy the haystack!” — John Bogle Why do I choose distributing ETFs instead of accumulating ETFs? As a regular reader of this blog, you notice that I opt for distributing ETFs such as VWRD and IGLO instead of VWRA and IGLA…. Continue Reading