You don’t get rich then get frugal, you are frugal , and then you get rich! Professor Lastovicka in 1999 defined frugality as “a unidimensional consumer lifestyle trait characterized by the degree to which consumers are both restrained in acquiring and resourceful in using economic goods and services to achieve… Continue Reading
If you can’t summarize your investing plan in 30 seconds, you literally do not have a plan. My friend tells me there are only 3 types of people who manage to retire comfortably in Malaysia- businessmen, politicians, and conmen. Retirement for most of us is a herculean and impossible task…. Continue Reading
The man who asks a question is a fool for a minute, the man who does not ask is a fool for life—Confucius Yes, it is almost a year now when I started to write my first post on 22 May 2020. I am grateful many of you find this… Continue Reading
“I can’t be selfish because I have lots of responsibilities.” This post first appeared in my Facebook post HERE. You can read my previous story HERE. The year 2013 1:30 am I received a call from casualty about Mr. C. He was a 60-year old chronic kidney disease with diabetes… Continue Reading
A wise person should have money in their head, but not in their heart. –Jonathan Swift TnG (Touch and Go) e-wallet recently launched GO+. It is essentially a low-risk investment that is managed by Principal Asset Management Berhad in collaboration with CIMB bank. TnGo makes returns from investments through a… Continue Reading
It’s not what you have at the end of life, it’s what you leave behind that matters.-Stedman Graham As part of my job as a physician and nephrologist, I get called quite often to attend emergency dialysis in ICU for very ill patients. Some of these patients survive but most… Continue Reading
“People pay the doctor for his trouble; for his kindness, they still remain in his debt.” — Seneca This post was first published in my Facebook page on 1/4/2021 HERE. The Year 2017 My nurse told me there was a patient’s relative banging on my clinic door this morning. She said… Continue Reading
By periodically investing in an index fund, the know-nothing investors can actually outperform most investment professionals.- Warren Buffett Indexing is boring and only for lazy investors, some argue. After making numerous mistakes in the stock market, I decided to do index funds investing. Unfortunately for Malaysians, low-cost index funds are… Continue Reading
“Money can buy a shitload of happiness — just nothing you can’t ever live without.”― Quentin R. Bufogle I started to realize the importance of money when I was young. The days when I woke up at night worrying about money were still vivid in my memory. The older I become,… Continue Reading
“Only a life lived for others is a life worthwhile.” This post was first published in my Facebook HERE. The Year 2018 An 18-year-old boy came to see me with his mother due to coughing for 2 weeks associated with fever. After history taking, physical examination, blood test and imaging,… Continue Reading
