Welcome to my blog!

Finally, I started my own blog with my own name drgohhk.com. If you happened to read my old blog which I started many years ago, young-investors.blogspot.com, I hope you find it comfortable to be here.

I was pretty active many years ago in blogging and shared my knowledge about money, investment and life.

Saving is more powerful than earning

The very first thing I learned about my investment/money during my childhood- you have to save most what you earn and invest the rest to be financially independent.

I came from a very poor family, my father passed away before I was born in a road traffic accident. My mum was a seamstress who used to earn about MYR10-30 per day ( about USD 2.4 to 8 ) back in late 1970s and 1980s.

I always wanted to help my mum.I started to work as a part-time under-aged worker when I was 11 years old. I remembered I was earning about MYR2 per day back then.

Side Hustling whenever possible

I started the habit of doing a part-time job (side hustling) whenever possible. After high school, while waiting for my SPM ( O level) results, I worked as an assembly line worker in a factory. I was paid about MYR500 per month.

I entered medical school back in 1996 and never asked a single cent from my mum to continue my study. Back then the tuition fee for a medical degree in the University of Malaya was about MYR2000 per year.

I got a partial scholarship ( Kuok Foundation) ( MYR7000 per year) which I have to pay back half after graduation. I worked as a part-time teacher during my first and second-year medical school semester break.

Saving is the most powerful financial tool everyone should have. You might not have the ability to earn MYR 150k or MYR 200k per month like doctors or lawyers, but everyone is able to save IF THEY WANT TO.