Top up your EPF or ASN/ASM?

EPF or ASN/ASM??

Many Malaysians especially non-Bumiputras are very excited about the news that the government has increased the ASM fund size by another RM5 billion. As most Malaysians have known by now, most ASN funds are specially allocated for Bumiputras, non-Bumiputras are allowed to buy a few funds only- one of which… Continue Reading

EPF or CPF Millionaire, can you do it?

businessman man woman desk

“Invest for the long haul. Don’t get too greedy and don’t get too scared.” If you are a Malaysian and had at least MYR 1 million in your EPF account in 2020, you are among the only 67919 or the top 0.64% of 14.89 million members. On average each EPF millionaire… Continue Reading

Dividend from ETFs-Getting better Now

close up shot of a typewriter

Do you know the only thing that gives me pleasure? It’s to see my dividends coming in. -John D. Rockefeller There are a few surprises that happen to my USD denominated portfolio in 2Q 2022. As you know, I opt for VUSD and VWRD as my equities ETFs, both ETFs… Continue Reading

SGD/MYR is now 3.19, what can you do as a Malaysian?

“Time is more valuable than money. You can get more money, but you cannot get more time.”Jim Rohn The ringgit depreciated to its weakest level against the Singapore dollar (SGD) on Tuesday (May 24) 2022, after the exchange rate surpassed 3.1993. As a Malaysian, it is heart-breaking to see MYR… Continue Reading

Maximize EPF/CPF contribution to boost your retirement fund

“The price of anything is the amount of life you exchange for it.” – Henry David Thoreau I am once again reminded the inexorability of life cycle after attending Qingming (清明节) this year. Due to Malaysian MCO, the last time I came to my father’s tomb was 2 years ago. It… Continue Reading

Can you make SGD/MYR while living in Malaysia/Singapore?

Can you make SGD/MYR while living in Malaysia/Singapore?

“Empty pockets never held anyone back. Only empty heads and empty hearts can do that.” –Norman Vincent Peale I think this post will attract a lot of Malaysians to read further. Unfortunately not many Singaporeans are eager to make MYR while living in Singapore. The matter of fact, why on… Continue Reading

TnG Go+, how to make money from your monthly budget?

A wise person should have money in their head, but not in their heart. –Jonathan Swift TnG (Touch and Go) e-wallet recently launched GO+. It is essentially a low-risk investment that is managed by Principal Asset Management Berhad in collaboration with CIMB bank. TnGo makes returns from investments through a… Continue Reading

Why can’t we make enough money?

why can't we make enough money?

Most people work just hard enough not to get fired and get paid just enough money not to quit-George Carlin According to Greek mythology, Sisyphus, a king in Corinth, was punished by Death due to his deceitfulness to push an immense boulder up on a steep hill. He found the… Continue Reading

Monthly Financial Update Jan 21

FIRE,money

“I have an income nearly sufficient for my wants (no one’s income is ever quite sufficient, you know).”-Anthony Hope Yes, I am saving as usual to achieve my financial independence but the month of January is always depressing because I don’t get any dividend from any of Malaysian or Singaporean… Continue Reading

You just need to be consistent to be a pro!

You just need to be consistent to be a pro!

“Success isn’t always about greatness. It’s about consistency. Consistent hard work leads to success. Greatness will come.” – Dwayne Johnson I used to help my uncle to plant pineapples when I was 11 years old. He paid me MYR 1 (USD 25 cent) weekly to help him on his pineapples… Continue Reading