Is being frugal a choice?

You don’t get rich then get frugal, you are frugal , and then you get rich! Professor Lastovicka in 1999 defined frugality as “a unidimensional consumer lifestyle trait characterized by the degree to which consumers are both restrained in acquiring and resourceful in using economic goods and services to achieve… Continue Reading

A simple strategy for Malaysians/ Singaporeans to retire

calculator and notepad placed over stack of usa dollars

If you can’t summarize your investing plan in 30 seconds, you literally do not have a plan. My friend tells me there are only 3 types of people who manage to retire comfortably in Malaysia- businessmen, politicians, and conmen. Retirement for most of us is a herculean and impossible task…. Continue Reading

Free e-books to be given away for readers

You just need to be consistent to be a pro!

The man who asks a question is a fool for a minute, the man who does not ask is a fool for life—Confucius Yes, it is almost a year now when I started to write my first post on 22 May 2020. I am grateful many of you find this… Continue Reading

Physicians’ Untold Stories #6

Physicians’ Untold Stories #2

“I can’t be selfish because I have lots of responsibilities.” This post first appeared in my Facebook post HERE. You can read my previous story HERE. The year 2013 1:30 am I received a call from casualty about Mr. C. He was a 60-year old chronic kidney disease with diabetes… Continue Reading