IWDA or VWRA ETFs? Why do I go for VWRA/VWRD?

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“The function of economic forecasting is to make astrology look respectable.” John Kenneth Galbraith If you happen to be an index fund investor like me, you are likely to invest in an equity ETFs that tracks a broad market index. Besides the well-known S&P 500 index ( VUSD/VUSA) , you… Continue Reading

The best and cheapest Phone Plan for me

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“Success is the sum of small efforts, repeated while ignoring the noise around you! “ As you remember, I switched my mobile plan from Maxis to U mobile last year after being a loyal Maxis customer for almost 25 years. I used to spend MYR230 per month for 3 phone… Continue Reading