“Retirement is like a long vacation in Las Vegas. The goal is to enjoy it the fullest, but not so fully that you run out of money.” – Jonathan Clements The amount of money needed for a comfortable retirement is a subject of much debate and varies significantly based on… Continue Reading
“Waiting helps you as an investor and a lot of people just can’t stand to wait. If you didn’t get the deferred-gratification gene, you’ve got to work very hard to overcome that.”-Charlie Munger If you, like me, are enthralled by the wonders of science, then you too must believe that… Continue Reading
“The world is full of foolish gamblers and they will not do as well as the patient investors.” Charlie Munger During the first half of the year, the S&P 500 experienced a remarkable gain of 15.05%. This impressive performance was reflected in the Vanguard S&P 500 UCITS ETF (VUSD), which… Continue Reading
“If there’s a book that you want to read, but it hasn’t been written yet, then you must write it.”- Toni Morrison The years have flown by in a blur, and it seems like just yesterday that I was holding my eldest son in my arms for the first time. Now,… Continue Reading
All knowledge attains its ethical value and its human significanceonly by the human sense in which it is employed. Only a good man can be a great physician. Hermann Nothnagel (1841 – 1905) Working as a doctor in private practice is demanding. It is a system that barely has enough… Continue Reading
Self-discipline is what separates the winners and the losers. Thomas Peterffy Following my previous post, I would like to congratulate the following winners for the drgohhk first book giveaway. I would appreciate all the winners to send me an email with a subject ” Book Winner” and provide me your… Continue Reading
“Books are the plane, and the train, and the road. They are the destination, and the journey. They are home.” ― Anna Quindlen As I said before, there are three important things in life: “Have a kid, Plant a tree and Write a book!” I am privileged enough to write… Continue Reading
“Courage taught me no matter how bad a crisis gets … any sound investment will eventually pay off.” — Carlos Slim Helu The year 2023 has proven to be among the best years so far for my USD portfolio. Actually I am not happy when the market is up, during wealth… Continue Reading
“Money grows on the tree of persistence.” – Japanese Proverb As a long term investor, I am very particular about asset allocation. Besides putting my money in EPF ( KWSP) voluntarily monthly to maximize to MYR100k per year, I also invest in USD denominated ETFs/bonds and SGD-denominated Singapore stocks and… Continue Reading
“Debts are like children – begot with pleasure, but brought forth with pain.” Yes, finally, I am debt-free now after working for almost 22 years! Even though it might have taken me longer than others to be debt-free, I am happy that I have reached this financial milestone. The very… Continue Reading
