Borrowing money isn’t always a bad thing. Borrow money to buy a appreciating asset can be a smart move. It can be a smart play if you get points reward from credit card spending.
Most people work just hard enough not to get fired and get paid just enough money not to quit-George Carlin According to Greek mythology, Sisyphus, a king in Corinth, was punished by Death due to his deceitfulness to push an immense boulder up on a steep hill. He found the… Continue Reading
Yes, I am still saving as usual towards my financial independence. People hate saving! We were born and taught in school to consume and buy stuff to satisfy our desires. ‘Work like a doctor and live like a monk!’ is my motto! I work hard and I have very few… Continue Reading
I have decided not to list down my passive income in this blog due to various reasons. However, I am still very happy to share my expenditure here. Maximizing your income is part and parcel toward financial independence. I am trying to increase my passive income by doing a few… Continue Reading
Life just came back to usual in June 2020. Malaysia started its RMCO ( Recovery Movement Control Order) from 10 June 2020 and economic activities are slowly coming back. Hospital activities started to pick up and my clinic patient load was still about 50-60% of the usual. Thankfully, I was… Continue Reading
Malaysians and Singaporeans love cars! The very first thing a working adult in Malaysia wishes to buy is a car. There are various reasons you think you need a car, making your commute between home and workplace more convenience, driving a car is safer than riding a motorcycle in Malaysia… Continue Reading
