Top up your EPF or ASN/ASM?

EPF or ASN/ASM??

Many Malaysians especially non-Bumiputras are very excited about the news that the government has increased the ASM fund size by another RM5 billion. As most Malaysians have known by now, most ASN funds are specially allocated for Bumiputras, non-Bumiputras are allowed to buy a few funds only- one of which… Continue Reading

Funding IBKR using MYR with Wise-Hassle Free

Finance, money, euros

Empty pockets never held anyone back. Only empty heads and empty hearts can do that. –Norman Vincent Peale Recently I received an email from IBKR informing me that Malaysians can finally fund their IBKR accounts using MYR. IBKR has worked with Wise to offer more currencies to fund your brokerage account…. Continue Reading

The bear market is coming? Are you fearful at this moment?

The bear market is coming

“If you aren’t thinking about owning a stock for 10 years, don’t even think about owning it for 10 minutes.”- Warren Buffett “This bear market will be different! I know it, it is coming!” My friend, Mr. Tan who is a property developer repeatedly told us in our Whatapps investment… Continue Reading

EPF or CPF Millionaire, can you do it?

businessman man woman desk

“Invest for the long haul. Don’t get too greedy and don’t get too scared.” If you are a Malaysian and had at least MYR 1 million in your EPF account in 2020, you are among the only 67919 or the top 0.64% of 14.89 million members. On average each EPF millionaire… Continue Reading

Dividend from ETFs-Getting better Now

close up shot of a typewriter

Do you know the only thing that gives me pleasure? It’s to see my dividends coming in. -John D. Rockefeller There are a few surprises that happen to my USD denominated portfolio in 2Q 2022. As you know, I opt for VUSD and VWRD as my equities ETFs, both ETFs… Continue Reading

Funding IBKR using Wise Multi-currency account

person putting coin in a piggy bank

“The stock market is filled with individuals who know the price of everything, but the value of nothing.” — Phillip Fisher If you plan to travel overseas soon for holiday, I advise you not to bring along your credit card, instead, you should get a Wise Debit Card. You can… Continue Reading

Maximize EPF/CPF contribution to boost your retirement fund

“The price of anything is the amount of life you exchange for it.” – Henry David Thoreau I am once again reminded the inexorability of life cycle after attending Qingming (清明节) this year. Due to Malaysian MCO, the last time I came to my father’s tomb was 2 years ago. It… Continue Reading

IWDA or VWRA ETFs? Why do I go for VWRA/VWRD?

person with toy airplane on world map

“The function of economic forecasting is to make astrology look respectable.” John Kenneth Galbraith If you happen to be an index fund investor like me, you are likely to invest in an equity ETFs that tracks a broad market index. Besides the well-known S&P 500 index ( VUSD/VUSA) , you… Continue Reading

Introduction to ETFs Investing for Asians

person holding blue ballpoint pen on white notebook

“Those of you who make investments outside of any retirement accounts are absolutely crazy if you are using actively managed funds rather than ETFs.” – Suze Orman I was once a strong believer of property investment. I was once believed with my heart that I could time the market and pick… Continue Reading

Why do I choose distributing not accumulating ETFs?

ETF

 “Don’t look for the needle in the haystack. Just buy the haystack!” — John Bogle Why do I choose distributing ETFs instead of accumulating ETFs? As a regular reader of this blog, you notice that I opt for distributing ETFs such as VWRD and IGLO instead of VWRA and IGLA…. Continue Reading