Earning and Saving Money

Earn and Save Money

“There is a gigantic difference between earning a great deal of money and being rich.” —Marlene Dietrich Earning and saving money are both important steps to achieving your financial independence. Which is more important- earning or saving money? Saving Money is More Powerful Saving money is much more powerful than… Continue Reading

Are you sure?Side Hustling does Work!

side hustle for money

“You can’t use up creativity. The more you use, the more you have.” – Maya Angelou One of my readers was asking me whether it was true that I managed to buy so many properties? The fact being I was still working as a government servant and earning peanut? The… Continue Reading

Car ownership

car ownership

“Always focus on the front windshield and not the review mirror.”― Colin Powell Car ownership is the second common mistake people make during their early working career ! Owning a new car in Malaysia is a wasteful obsession every Malaysian has! Owning a New Car in Malaysia is a Mistake… Continue Reading

Two Ingredients in Investing

success in investing

Let make it simple, for you to become a successful investor in long run, you only need two ingredients in your investing strategy- you have to think and invest in the long term and allocate your portfolio. 1) Invest in long term The first ingredient for a successful investing –HOLD… Continue Reading

10 Ways to Save More Money

10 ways to save money

Do not save what is left after spending, but spend what is left after saving. – Warren Buffett I recently bumped into my high school friend. He is currently a very successful property developer in Malaysia and Singapore. He told me that how much you get at the end of… Continue Reading

What do You Want in Life?

what do you want in life?

Freedom, in any case, is only possible by constantly struggling for it.- Albert Einstein Most Important Thing in Life? What do you want in life? Money, time, job, health? I have been looking for answer for years. I learned something from my Singapore experience! The very first time I visited… Continue Reading

I Think I Can!

Timing stock market

“Experience tells you what to do; confidence allows you to do it.” Investors always think they can. I can win in the stock market. This is the same mistake I made during my early investment journey. Yes, I made a lot of mistakes in my early stage of investing and… Continue Reading

Why Doctors are Lousy Investors

doctors are lousy investors

Doctors are always lousy investors, after working for so many years,  I notice a few obvious common behaviors doctors are sharing. These characters might explain the reason why doctors are lousy investors, 1) Doctors are non-risk takers We do things according to procedure and statistics, doctors only perform certain surgical… Continue Reading

Distribute Your Money

distribute your money wisely

Learn how to distribute your money wisely before starting your investment journey! It is shocking to find that 70-80% of working adults have credit card debts. The average U.S. household with revolving credit card debt has an estimated balance of $6,849 as of September 2019. Recently, we read from the… Continue Reading

Saving- First step into FIRE

Financial independence in Malaysia and Singapore

You don’t have to see the whole staircase, just take the first step. – Martin Luther King, Jr.   Saving is your first step into Financial Independence, Retire Early (FIRE) Saving money is always your first step into Financial Independence, Retire Early (FIRE). Getting a big fat paycheck does not… Continue Reading