Finally, you are retired and you are planning to withdraw 4% from your portfolio every year according to plan. To make our retirement plan a 101%-sure success rate, you need a three-bucket strategy in place! The Trinity Study has shown that everything is going to be fine if I hold… Continue Reading
Some of my blog readers are die-hard individual stock investors. Their argument is simple, ” I own 30 stocks in Malaysia, Singapore, and the States, I am diversified enough! Why shouldn’t I buy individual stock?” You can’t pick winning stock always! Picking a winning stock is possible occasionally but almost… Continue Reading
“You must gain control over your money or the lack of it will forever control you.” —Dave Ramsey OK, if you want to get rich in Malaysia and Singapore, a lot of us believe that, you need to know ‘who’ in Malaysia and know ‘how’ in Singapore. Knowing ‘who’ is… Continue Reading
Singapore REITs investing should be an easy task for me! I had experience in buying Malaysian REITs before. I made some handsome profits in investing CMMT (CapitaMall Malaysia Trust) IPO back in 2010. Why Singapore Reits? I decided to sell most of my properties in 2016-2019 and invested in Singapore… Continue Reading
I decided to put up my monthly financial update (expenditure and passive income) in this blog. Updating my monthly financial regularly here helps me to streamline my expenditure and of course reminds me how to be frugal. Saving 70-80% of my income is my monthly target and I invest almost… Continue Reading
Everyone want to get rich fast! I once believed “You make a lot of money by starting a successful business.” I wanted to start a business to make more money even though I was still working as a medical officer in government hospital. Starting my first business! My first venture… Continue Reading
I am honored to be told by Feedspot that my blog was recently listed as one of the 25 top investment blogs in Malaysia. “One of the top investment blogs in Malaysia”, that is a big bonus for me. This blog was started one month ago.I was looking for something… Continue Reading
I may not be there yet, but I’m closer than I was yesterday. So you are thinking of retirement? What is your retirement number?Everyone loves to retire as soon as possible no matter how young you are. I enjoy the freedom of time and go shopping while everyone else is… Continue Reading
“Know what you own, and know why you own it.” — Peter Lynch Investing can be a pretty lonely journey. You listen to rumor all the times. People are predicting the direction of the market. Some black swan events happen occasionally. You can be clueless and lose your concentration. My USD-denominated… Continue Reading
Index Funds/ETFs investing is pretty easy and straightforward. Many investors do not get the expected returns due to various reasons. The most important one would be trading their ETFs/Index funds rather than holding them long term. There are two groups of people who made the most money in ETFs and… Continue Reading
