My Portfolio Performance in 2021

person holding a smartphone

“I don’t look to jump over seven-foot bars; I look around for one-foot bars that I can step over.” — Warren Buffett As we are entering the year of 2022, it might be a good idea for me to write about my portfolio performance in 2021. I do not expect… Continue Reading

The fastest way to send money to IBKR

Let start a business

“Far more money has been lost by investors trying to anticipate corrections, than lost in the corrections themselves.”-Peter Lynch I am a strong believer of low cost ETFs investment. As for Malaysians and other Asians especially the Indonesians and Thais , funding your Interactive Brokers(IBKR) account can be the pain… Continue Reading

Why do I choose distributing not accumulating ETFs?

ETF

 “Don’t look for the needle in the haystack. Just buy the haystack!” — John Bogle Why do I choose distributing ETFs instead of accumulating ETFs? As a regular reader of this blog, you notice that I opt for distributing ETFs such as VWRD and IGLO instead of VWRA and IGLA…. Continue Reading

Why you shouldn’t listen to financial gurus

crop faceless multiethnic interviewer and job seeker going through interview

“Investing should be more like watching paint dry or watching grass grow. If you want excitement, take $800 and go to Las Vegas.” – Paul Samuelson ” I just joined an online investing club last year, I made 20% gain last year,” said Mr. K**, ” but I lost 15%… Continue Reading

How to take back USD from IBKR during retirement?

move back USD in ibkr to Malaysia

“Plans are of little importance, but planning is essential.” â€• Winston Churchill, former British Prime Minister Recently I received an email from a reader asking me about my plan after retirement. Since all my investments are in USD ( in IBKR) and SGD ( in Singapore bank account), how do I… Continue Reading

How to use Instarem to fund IBKR from Malaysia

I talked about how to use Wise ( previously TransferWise) to fund your IBKR account HERE and HERE. Long ago, I found that the exchange rate was always slightly better for Wise than Instarem. Therefore, I encourage my readers to use Wise to fund their brokerage accounts (IBKR) to buy… Continue Reading

You change more than you can imagine!

“Everyone thinks of changing the world, but no one thinks of changing himself.” ― Leo Tolstoy I grew up always hoping I could become a scientist, a famous physicist who could change the world by proposing a powerful theory like Relativity. Quantum physics intrigued me during my childhood. My life mission… Continue Reading

Is being frugal a choice?

You don’t get rich then get frugal, you are frugal , and then you get rich! Professor Lastovicka in 1999 defined frugality as “a unidimensional consumer lifestyle trait characterized by the degree to which consumers are both restrained in acquiring and resourceful in using economic goods and services to achieve… Continue Reading

A simple strategy for Malaysians/ Singaporeans to retire

calculator and notepad placed over stack of usa dollars

If you can’t summarize your investing plan in 30 seconds, you literally do not have a plan. My friend tells me there are only 3 types of people who manage to retire comfortably in Malaysia- businessmen, politicians, and conmen. Retirement for most of us is a herculean and impossible task…. Continue Reading

How to buy ETFs from Malaysia and Singapore?

crop ethnic trader with smartphone and laptop on bench indoors

By periodically investing in an index fund, the know-nothing investors can actually outperform most investment professionals.- Warren Buffett Indexing is boring and only for lazy investors, some argue. After making numerous mistakes in the stock market, I decided to do index funds investing. Unfortunately for Malaysians, low-cost index funds are… Continue Reading