Can everyone retire a millionaire?

I want to retire a millionaire

“Become a millionaire not for the million dollars, but for what it will make of you to achieve it.”― Jim Rohn I was once asked by a reader through email that since my strategy was so simple, does it mean everyone in this world can retire a millionaire? The answer is… Continue Reading

Investing in ETFs

VUSD and ETF

If you don’t know where you are going, you can be in any way in the end.Set a target and stick to it.- Dr. Goh H Some readers are still not sure how to buy ETFs even though I have been talking for 3 months. The price of VUSD has… Continue Reading

Invest now or later?

invest now or later?

“Tomorrow is promised to no one. Prioritize today accordingly.”-Gina Greenlee As I am writing this post, the S&P 500 has rebounded almost back to the pre-pandemic crisis level. S&P 500 is currently trading at 3215 as a contrast to the trough level of 2237 on 27 March 2020. A lot… Continue Reading

How to save for child’s education fund?

child education fund

How to save for child’s education fund while investing for your own retirement? Child’s education fund- a big headache for every parent especially you live in Malaysia! Having two young children whom I hope to send overseas seems to be a difficult task for an ordinary working Malaysian. It is… Continue Reading

What is an ETF?

ETF

“In the ETF world, you can be in any sector at any point. You can now invest more like institutions. Prior to this big explosion, retail investors couldn’t invest that way.” – Nadav Baum We have been talking about ETFs and index funds for a while and some of my readers… Continue Reading

Risks in the stock market

risks in the stock market

“Risk comes from not knowing what you are doing.” Warren Buffet Taking risks in life is necessary. Be it in investing in the stock market, driving a car on the road, taking your regular medications, or getting married to a woman you love. The safest way to keep your money… Continue Reading

When can I retire?

the math behind retirement

When can I retire? We all work days in and out without knowing exactly when it will end. Sometimes I am wondering is there any light at the end of the tunnel. When can I quit my 9-5 job one day? ( Actually, my job is 0-0 round the clock,… Continue Reading

Three Bucket Retirement Strategy

three bucket retirement strategy

Finally, you are retired and you are planning to withdraw 4% from your portfolio every year according to plan. To make our retirement plan a 101%-sure success rate, you need a three-bucket strategy in place! The Trinity Study has shown that everything is going to be fine if I hold… Continue Reading

Why you shouldn’t buy individual stock

Some of my blog readers are die-hard individual stock investors. Their argument is simple, ” I own 30 stocks in Malaysia, Singapore, and the States, I am diversified enough! Why shouldn’t I buy individual stock?” You can’t pick winning stock always! Picking a winning stock is possible occasionally but almost… Continue Reading

How to get rich in Malaysia and Singapore?

How to get rich?

“You must gain control over your money or the lack of it will forever control you.” —Dave Ramsey OK, if you want to get rich in Malaysia and Singapore, a lot of us believe that, you need to know ‘who’ in Malaysia and know ‘how’ in Singapore. Knowing ‘who’ is… Continue Reading