An index fund is a type of mutual fund or exchange-traded fund (ETF) with a portfolio constructed to match the components of a financial market index.
“Plans are of little importance, but planning is essential.” ― Winston Churchill, former British Prime Minister Recently I received an email from a reader asking me about my plan after retirement. Since all my investments are in USD ( in IBKR) and SGD ( in Singapore bank account), how do I… Continue Reading
If you don’t know where you are going, you can be in any way in the end.Set a target and stick to it.- Dr. Goh H Some readers are still not sure how to buy ETFs even though I have been talking for 3 months. The price of VUSD has… Continue Reading
“Tomorrow is promised to no one. Prioritize today accordingly.”-Gina Greenlee As I am writing this post, the S&P 500 has rebounded almost back to the pre-pandemic crisis level. S&P 500 is currently trading at 3215 as a contrast to the trough level of 2237 on 27 March 2020. A lot… Continue Reading
How to save for child’s education fund while investing for your own retirement? Child’s education fund- a big headache for every parent especially you live in Malaysia! Having two young children whom I hope to send overseas seems to be a difficult task for an ordinary working Malaysian. It is… Continue Reading
“Risk comes from not knowing what you are doing.” Warren Buffet Taking risks in life is necessary. Be it in investing in the stock market, driving a car on the road, taking your regular medications, or getting married to a woman you love. The safest way to keep your money… Continue Reading
Malaysians and Singaporeans love cars! The very first thing a working adult in Malaysia wishes to buy is a car. There are various reasons you think you need a car, making your commute between home and workplace more convenience, driving a car is safer than riding a motorcycle in Malaysia… Continue Reading
Finally, you are retired and you are planning to withdraw 4% from your portfolio every year according to plan. To make our retirement plan a 101%-sure success rate, you need a three-bucket strategy in place! The Trinity Study has shown that everything is going to be fine if I hold… Continue Reading
I may not be there yet, but I’m closer than I was yesterday. So you are thinking of retirement? What is your retirement number?Everyone loves to retire as soon as possible no matter how young you are. I enjoy the freedom of time and go shopping while everyone else is… Continue Reading
“Know what you own, and know why you own it.” — Peter Lynch Investing can be a pretty lonely journey. You listen to rumor all the times. People are predicting the direction of the market. Some black swan events happen occasionally. You can be clueless and lose your concentration. My USD-denominated… Continue Reading
Index Funds/ETFs investing is pretty easy and straightforward. Many investors do not get the expected returns due to various reasons. The most important one would be trading their ETFs/Index funds rather than holding them long term. There are two groups of people who made the most money in ETFs and… Continue Reading
