“Show me a universal life manual and I will show you a ready-made scam.Life is spontaneous. Live and learn.”– Magnus Nwagu Amudi Always remember the number one universal rule for investment- never lose your money! And yes- rule number two- remember rule number one. As I have written in my previous… Continue Reading
“Wall Street is the only place that people ride to in a Rolls-Royce to get advice from those who take the subway.” If you are my regular blog reader, you should have known by now I invest regularly in ETFs via Interactive brokers. My investing strategy is simple, I hold… Continue Reading
“Live neither in the past nor in the future, but let each day’s work absorb your entire energies and satisfy your widest ambition.” — Sir William Osler, FRS, FRCP This Facebook post first posted in my Facebook on 21/01/2021 HERE. You can read another physician’s story HERE. The year 2013 11:00am… Continue Reading
“We really must understand that the lust for affluence in contemporary society is psychotic. It is psychotic because it has completely lost touch with reality. We crave things we neither need nor enjoy.” -Richard Foster Over the years working as a doctor, I realize that the most important commodity in life… Continue Reading
“The reason that man is seldom satisfied with his salary is that when it increases, he increases his expenses.” Yes, finally the year 2020 came to an end, it was a tough year for many of us. 2020 also provided us a chance for deep reflection what has gone wrong… Continue Reading
“Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver.”Ayn Rand I am going to tell you a truth, it is certainly better to be wealthy than poor. Your friends might tell you that wealthy people have a lot… Continue Reading
“Instead of worrying about what you cannot control, shift your energy to what you can create.”― Roy T. Bennett The year of 2020 might be the worst year in life for many due to various reasons. We as Malaysians were barred from travelling overseas, our country was in the lockdown for… Continue Reading
“The desire to perform all the time is usually a barrier to performing over time.” – Robert Olstein As a reader of this blog, you most probably should have known by now, I am a three-portfolio Boglehead index funds investor. There are only three ETFs in my portfolio- VUSD (… Continue Reading
Buy and hold forever, that’s the only strategy you need investing in ETFs I should be talking about how to do this a long time ago. We have learned to fund IBKR (Interactive Brokers) from Singapore and Malaysia, now it is time for us to learn how to withdraw money… Continue Reading
Money never made a man happy yet, nor will it. The more a man has, the more he wants. Instead of filling a vacuum, it makes one. –Benjamin Franklin I make some changes to my monthly financial calculation. Before this, the income I receive was my gross income before taxes,… Continue Reading
