“Investing should be more like watching paint dry or watching grass grow. If you want excitement, take $800 and go to Las Vegas.” – Paul Samuelson ” I just joined an online investing club last year, I made 20% gain last year,” said Mr. K**, ” but I lost 15%… Continue Reading
“Plans are of little importance, but planning is essential.” ― Winston Churchill, former British Prime Minister Recently I received an email from a reader asking me about my plan after retirement. Since all my investments are in USD ( in IBKR) and SGD ( in Singapore bank account), how do I… Continue Reading
“Let the young know they will never find a more interesting, more instructive book than the patient himself.”—Giorgio Baglivi You can read the previous entry of Physicians’ untold stories HERE. This post was written in support of Malaysian Code black movement. The year 2001, December After saving MYR5000 working as… Continue Reading
I talked about how to use Wise ( previously TransferWise) to fund your IBKR account HERE and HERE. Long ago, I found that the exchange rate was always slightly better for Wise than Instarem. Therefore, I encourage my readers to use Wise to fund their brokerage accounts (IBKR) to buy… Continue Reading
“Empty pockets never held anyone back. Only empty heads and empty hearts can do that.” –Norman Vincent Peale I think this post will attract a lot of Malaysians to read further. Unfortunately not many Singaporeans are eager to make MYR while living in Singapore. The matter of fact, why on… Continue Reading
“The more your money works for you, the less you have to work for money.” When I started working part time when I was 10 years old, I was given about MYR0.50-MYR 1 by my uncle and grandfather. My grandfather was a coconut and cocoa bean planter. He owned a… Continue Reading
“Everyone thinks of changing the world, but no one thinks of changing himself.” ― Leo Tolstoy I grew up always hoping I could become a scientist, a famous physicist who could change the world by proposing a powerful theory like Relativity. Quantum physics intrigued me during my childhood. My life mission… Continue Reading
“Believe in your heart that you’re meant to live a life full of passion, purpose, magic and miracles.” Roy T Bennett This post first appeared in my Facebook HERE. You can read the previous entry of physicians’ untold stories HERE. Miracles in Life The Year 2016 This is the third… Continue Reading
You don’t get rich then get frugal, you are frugal , and then you get rich! Professor Lastovicka in 1999 defined frugality as “a unidimensional consumer lifestyle trait characterized by the degree to which consumers are both restrained in acquiring and resourceful in using economic goods and services to achieve… Continue Reading
If you can’t summarize your investing plan in 30 seconds, you literally do not have a plan. My friend tells me there are only 3 types of people who manage to retire comfortably in Malaysia- businessmen, politicians, and conmen. Retirement for most of us is a herculean and impossible task…. Continue Reading
