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“Success isn’t always about greatness. It’s about consistency. Consistent hard work leads to success. Greatness will come.” – Dwayne Johnson I used to help my uncle to plant pineapples when I was 11 years old. He paid me MYR 1 (USD 25 cent) weekly to help him on his pineapples… Continue Reading
“Show me a universal life manual and I will show you a ready-made scam.Life is spontaneous. Live and learn.”– Magnus Nwagu Amudi Always remember the number one universal rule for investment- never lose your money! And yes- rule number two- remember rule number one. As I have written in my previous… Continue Reading
“The reason that man is seldom satisfied with his salary is that when it increases, he increases his expenses.” Yes, finally the year 2020 came to an end, it was a tough year for many of us. 2020 also provided us a chance for deep reflection what has gone wrong… Continue Reading
“Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver.”Ayn Rand I am going to tell you a truth, it is certainly better to be wealthy than poor. Your friends might tell you that wealthy people have a lot… Continue Reading
“The desire to perform all the time is usually a barrier to performing over time.” – Robert Olstein As a reader of this blog, you most probably should have known by now, I am a three-portfolio Boglehead index funds investor. There are only three ETFs in my portfolio- VUSD (… Continue Reading
Money never made a man happy yet, nor will it. The more a man has, the more he wants. Instead of filling a vacuum, it makes one. –Benjamin Franklin I make some changes to my monthly financial calculation. Before this, the income I receive was my gross income before taxes,… Continue Reading
Men who can both be right and sit tight are uncommon. -Jesse Lauriston Livermore Can you make money by investing during a bull market? Yes, of course, you can provided your investment horizon is long term ( at least 3-5 years) and you do not invest in individual stocks. Warren… Continue Reading
“The one who hugs a debt also shakes hand with a danger.” ― Amit Kalantri Yes, yes, I am not supposed to tell you about credit cards. The very first thing you learn in personal finance, credit cards are bad for your financial health. But having said that, you actually can… Continue Reading
“It is not the man who has too little, but the man who craves more, that is poor.”Seneca The year 2020 almost comes to an end and I have been reading many books about life and investment for the last 6 months. The last 6 months were the most incredible… Continue Reading
” Nothing great was ever achieved without enthusiasm.” Ralph Waldo Emerson. There are three greatest things to do in life- (marry a woman you love), have a kid (son), write a book, and plant a tree. The reason is simple, life is short, only these would outlive us and hopefully,… Continue Reading
