My Portfolio Performance in 2021

person holding a smartphone

“I don’t look to jump over seven-foot bars; I look around for one-foot bars that I can step over.” — Warren Buffett As we are entering the year of 2022, it might be a good idea for me to write about my portfolio performance in 2021. I do not expect… Continue Reading

How to to save your life Insurance Premium in Malaysia?

a couple cheers together

” Fun is like life insurance; the older you get, the more it costs.” Frankly, I hate insurance! The older I grow, I realize that lot of money is spent monthly by average Malaysians on insurance. And most of the times, we don’t quite understand what we are buying because… Continue Reading

The fastest way to send money to IBKR

Let start a business

“Far more money has been lost by investors trying to anticipate corrections, than lost in the corrections themselves.”-Peter Lynch I am a strong believer of low cost ETFs investment. As for Malaysians and other Asians especially the Indonesians and Thais , funding your Interactive Brokers(IBKR) account can be the pain… Continue Reading

A letter for me from my future 80 year old self

“Old age is the most unexpected of all things that happen to a man. “-Leon Trotsky I always wonder what I would say to my current self 35 years from now. Am I happy with my life at this moment? Should I change the way I live my life ?…

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How to be happy in life?

person riding kayak

“Sometimes your joy is the source of your smile, but sometimes your smile can be the source of your joy.”-Thich Nhat Hanh How to be happy in life? Having lived half of my life ( hopefully), I always wonder what is the single most important ingredient to live a happy… Continue Reading

Introduction to ETFs Investing for Asians

person holding blue ballpoint pen on white notebook

“Those of you who make investments outside of any retirement accounts are absolutely crazy if you are using actively managed funds rather than ETFs.” – Suze Orman I was once a strong believer of property investment. I was once believed with my heart that I could time the market and pick… Continue Reading

Physicians’ Untold Stories #9- Good Night Malaysia

“You see, this is the thing about this world. When it comes to politicians, people always forget.” It is my privilege to introduce to you Dr. Syed Faisal again, he wrote about his experience in tackling Covid 19 pandemic in his hospital HERE. I am happy he allows me to… Continue Reading

How to take back USD from IBKR during retirement?

move back USD in ibkr to Malaysia

“Plans are of little importance, but planning is essential.” ― Winston Churchill, former British Prime Minister Recently I received an email from a reader asking me about my plan after retirement. Since all my investments are in USD ( in IBKR) and SGD ( in Singapore bank account), how do I… Continue Reading

Physicians’ Untold Stories #8

photo of woman wearing protective goggles and mask

 “Let the young know they will never find a more interesting, more instructive book than the patient himself.”—Giorgio Baglivi You can read the previous entry of Physicians’ untold stories HERE. This post was written in support of Malaysian Code black movement. The year 2001, December After saving MYR5000 working as… Continue Reading

How to use Instarem to fund IBKR from Malaysia

I talked about how to use Wise ( previously TransferWise) to fund your IBKR account HERE and HERE. Long ago, I found that the exchange rate was always slightly better for Wise than Instarem. Therefore, I encourage my readers to use Wise to fund their brokerage accounts (IBKR) to buy… Continue Reading