IWDA or VWRA ETFs? Why do I go for VWRA/VWRD?

person with toy airplane on world map

“The function of economic forecasting is to make astrology look respectable.” John Kenneth Galbraith If you happen to be an index fund investor like me, you are likely to invest in an equity ETFs that tracks a broad market index. Besides the well-known S&P 500 index ( VUSD/VUSA) , you… Continue Reading

The fastest way to send money to IBKR

Let start a business

“Far more money has been lost by investors trying to anticipate corrections, than lost in the corrections themselves.”-Peter Lynch I am a strong believer of low cost ETFs investment. As for Malaysians and other Asians especially the Indonesians and Thais , funding your Interactive Brokers(IBKR) account can be the pain… Continue Reading

Introduction to ETFs Investing for Asians

person holding blue ballpoint pen on white notebook

“Those of you who make investments outside of any retirement accounts are absolutely crazy if you are using actively managed funds rather than ETFs.” – Suze Orman I was once a strong believer of property investment. I was once believed with my heart that I could time the market and pick… Continue Reading

Why do I choose distributing not accumulating ETFs?

ETF

 “Don’t look for the needle in the haystack. Just buy the haystack!” — John Bogle Why do I choose distributing ETFs instead of accumulating ETFs? As a regular reader of this blog, you notice that I opt for distributing ETFs such as VWRD and IGLO instead of VWRA and IGLA…. Continue Reading

Why you shouldn’t listen to financial gurus

crop faceless multiethnic interviewer and job seeker going through interview

“Investing should be more like watching paint dry or watching grass grow. If you want excitement, take $800 and go to Las Vegas.” – Paul Samuelson ” I just joined an online investing club last year, I made 20% gain last year,” said Mr. K**, ” but I lost 15%… Continue Reading

How to take back USD from IBKR during retirement?

move back USD in ibkr to Malaysia

“Plans are of little importance, but planning is essential.” ― Winston Churchill, former British Prime Minister Recently I received an email from a reader asking me about my plan after retirement. Since all my investments are in USD ( in IBKR) and SGD ( in Singapore bank account), how do I… Continue Reading

How to use Instarem to fund IBKR from Malaysia

I talked about how to use Wise ( previously TransferWise) to fund your IBKR account HERE and HERE. Long ago, I found that the exchange rate was always slightly better for Wise than Instarem. Therefore, I encourage my readers to use Wise to fund their brokerage accounts (IBKR) to buy… Continue Reading

A simple strategy for Malaysians/ Singaporeans to retire

calculator and notepad placed over stack of usa dollars

If you can’t summarize your investing plan in 30 seconds, you literally do not have a plan. My friend tells me there are only 3 types of people who manage to retire comfortably in Malaysia- businessmen, politicians, and conmen. Retirement for most of us is a herculean and impossible task…. Continue Reading

How to buy ETFs from Malaysia and Singapore?

crop ethnic trader with smartphone and laptop on bench indoors

By periodically investing in an index fund, the know-nothing investors can actually outperform most investment professionals.- Warren Buffett Indexing is boring and only for lazy investors, some argue. After making numerous mistakes in the stock market, I decided to do index funds investing. Unfortunately for Malaysians, low-cost index funds are… Continue Reading

You just need to be consistent to be a pro!

You just need to be consistent to be a pro!

“Success isn’t always about greatness. It’s about consistency. Consistent hard work leads to success. Greatness will come.” – Dwayne Johnson I used to help my uncle to plant pineapples when I was 11 years old. He paid me MYR 1 (USD 25 cent) weekly to help him on his pineapples… Continue Reading