“Books are the plane, and the train, and the road. They are the destination, and the journey. They are home.” ― Anna Quindlen As I said before, there are three important things in life: “Have a kid, Plant a tree and Write a book!” I am privileged enough to write… Continue Reading
“Courage taught me no matter how bad a crisis gets … any sound investment will eventually pay off.” — Carlos Slim Helu The year 2023 has proven to be among the best years so far for my USD portfolio. Actually I am not happy when the market is up, during wealth… Continue Reading
“Money grows on the tree of persistence.” – Japanese Proverb As a long term investor, I am very particular about asset allocation. Besides putting my money in EPF ( KWSP) voluntarily monthly to maximize to MYR100k per year, I also invest in USD denominated ETFs/bonds and SGD-denominated Singapore stocks and… Continue Reading
“Debts are like children – begot with pleasure, but brought forth with pain.” Yes, finally, I am debt-free now after working for almost 22 years! Even though it might have taken me longer than others to be debt-free, I am happy that I have reached this financial milestone. The very… Continue Reading
Many Malaysians especially non-Bumiputras are very excited about the news that the government has increased the ASM fund size by another RM5 billion. As most Malaysians have known by now, most ASN funds are specially allocated for Bumiputras, non-Bumiputras are allowed to buy a few funds only- one of which… Continue Reading
Empty pockets never held anyone back. Only empty heads and empty hearts can do that. –Norman Vincent Peale Recently I received an email from IBKR informing me that Malaysians can finally fund their IBKR accounts using MYR. IBKR has worked with Wise to offer more currencies to fund your brokerage account…. Continue Reading
Why do doctors die in a different way? Continue Reading
“The stock market is filled with individuals who know the price of everything, but the value of nothing.” — Phillip Fisher The year 2022 was a tough year for investors around the world. It was the worst year since the financial crisis hit us in 2008. Many investors are still… Continue Reading
“If you aren’t thinking about owning a stock for 10 years, don’t even think about owning it for 10 minutes.”- Warren Buffett “This bear market will be different! I know it, it is coming!” My friend, Mr. Tan who is a property developer repeatedly told us in our Whatapps investment… Continue Reading
“Invest for the long haul. Don’t get too greedy and don’t get too scared.” If you are a Malaysian and had at least MYR 1 million in your EPF account in 2020, you are among the only 67919 or the top 0.64% of 14.89 million members. On average each EPF millionaire… Continue Reading
