What is an ETF?

ETF

“In the ETF world, you can be in any sector at any point. You can now invest more like institutions. Prior to this big explosion, retail investors couldn’t invest that way.” – Nadav Baum We have been talking about ETFs and index funds for a while and some of my readers… Continue Reading

Monthly Financial Update- June 2020

monthly financial update

Life just came back to usual in June 2020. Malaysia started its RMCO ( Recovery Movement Control Order) from 10 June 2020 and economic activities are slowly coming back. Hospital activities started to pick up and my clinic patient load was still about 50-60% of the usual. Thankfully, I was… Continue Reading

Risks in the stock market

risks in the stock market

“Risk comes from not knowing what you are doing.” Warren Buffet Taking risks in life is necessary. Be it in investing in the stock market, driving a car on the road, taking your regular medications, or getting married to a woman you love. The safest way to keep your money… Continue Reading

The true cost of owning a car

the true cost of owning a car

Malaysians and Singaporeans love cars! The very first thing a working adult in Malaysia wishes to buy is a car. There are various reasons you think you need a car, making your commute between home and workplace more convenience, driving a car is safer than riding a motorcycle in Malaysia… Continue Reading

4 evils to face when you are old

4 evils when you are old

Learn how to face these 4 evils when you are old! Stay healthy and wealthy! #FI, #Health, #Life Continue Reading

Join me on social media

Hi, I am thrilled you want to connect. I love connecting with others over social media. For medical advice, I would prefer you to come physically to the hospital to consult me. There are a few ways to stay connected with me, Telegram Please click on t.me/drgohhk to follow telegram… Continue Reading

When can I retire?

the math behind retirement

When can I retire? We all work days in and out without knowing exactly when it will end. Sometimes I am wondering is there any light at the end of the tunnel. When can I quit my 9-5 job one day? ( Actually, my job is 0-0 round the clock,… Continue Reading

The doctor makes a lot of money!

doctors make a lot of money

” Doctor, you make a lot of money!” these are the common words patients say to me during my daily clinic consultation. Doctors are making good money by charging high fees! That the impression patients have on doctors! Is it true? I joined a private practice in 2012 after working… Continue Reading

Three Bucket Retirement Strategy

three bucket retirement strategy

Finally, you are retired and you are planning to withdraw 4% from your portfolio every year according to plan. To make our retirement plan a 101%-sure success rate, you need a three-bucket strategy in place! The Trinity Study has shown that everything is going to be fine if I hold… Continue Reading

Why you shouldn’t buy individual stock

Some of my blog readers are die-hard individual stock investors. Their argument is simple, ” I own 30 stocks in Malaysia, Singapore, and the States, I am diversified enough! Why shouldn’t I buy individual stock?” You can’t pick winning stock always! Picking a winning stock is possible occasionally but almost… Continue Reading