My USD portfolio performance in 2025

“Our favorite holding period is forever.” – Warren Buffett Since 2020, my blog has chronicled my investment philosophy, which centers on a long-term approach, particularly with Exchange Traded Funds (ETFs). My strategy is built on the conviction that these assets, held over extended periods, are key to achieving financial independence…. Continue Reading

We prefer a reassuring lie than an inconvenient truth in life

gray rolled asphalt road under cloudy sky

“Far more money has been lost by investors trying to anticipate corrections, than lost in the corrections themselves.” Peter Lynch Just as in life, the world of investing is ripe with examples of how readily we embrace comforting narratives over harsh realities. This phenomenon is particularly potent when it comes… Continue Reading

Book Giveaway- Winners

Self-discipline is what separates the winners and the losers. Thomas Peterffy Following my previous post, I would like to congratulate the following winners for the drgohhk first book giveaway. I would appreciate all the winners to send me an email with a subject ” Book Winner” and provide me your… Continue Reading

Can Malaysians buy Singapore Saving Bond (SSB)?

Singapore saving bond

“Money grows on the tree of persistence.” – Japanese Proverb As a long term investor, I am very particular about asset allocation. Besides putting my money in EPF ( KWSP) voluntarily monthly to maximize to MYR100k per year, I also invest in USD denominated ETFs/bonds and SGD-denominated Singapore stocks and… Continue Reading

Physicians’ Untold Stories #11

love letter

“When you stop expecting people to be perfect, you can like them for who they are.”– Donald Miller Sorry for being absent from my blog for such a long time. I have been busy for the last few weeks, juggling between work and family. I hope you enjoy this story… Continue Reading

Physician Untold Stories #10

Sexual, racial, gender violence and other forms of discrimination and violence in a culture cannot be eliminated without changing culture- Charlotte Bunch I am happy to introduce to you again Dr. Syed Faizal, he has written many interesting stories on his Facebook recently . This story was written on the… Continue Reading

Physicians’ Untold Stories #9- Good Night Malaysia

“You see, this is the thing about this world. When it comes to politicians, people always forget.” It is my privilege to introduce to you Dr. Syed Faisal again, he wrote about his experience in tackling Covid 19 pandemic in his hospital HERE. I am happy he allows me to… Continue Reading

Bye bye 2020 and Happy 2021

drgohhk 2021

“Instead of worrying about what you cannot control, shift your energy to what you can create.”― Roy T. Bennett The year of 2020 might be the worst year in life for many due to various reasons. We as Malaysians were barred from travelling overseas, our country was in the lockdown for… Continue Reading

有一种爱情叫遗忘

You don’t marry someone you can live with — you marry someone you cannot live without. True love stories never have endings.- Richard Bach I would like to dedicate these lyrics to all ladies who were once loved by some guys long ago but their love stories did not end… Continue Reading

Physicians’ Untold Stories #1

untold story

“There are only two sorts of doctors: those who practice with their brains, and those who practice with their tongues.”—William Osler I am happy to introduce our guest writer this week, Dr Syed Faisal Taha. He was my clinical specialist when I was working as a medical officer in Seberang… Continue Reading