5 money advice you should know by 20

“The more your money works for you, the less you have to work for money.” When I started working part time when I was 10 years old, I was given about MYR0.50-MYR 1 by my uncle and grandfather. My grandfather was a coconut and cocoa bean planter. He owned a… Continue Reading

You change more than you can imagine!

“Everyone thinks of changing the world, but no one thinks of changing himself.” ― Leo Tolstoy I grew up always hoping I could become a scientist, a famous physicist who could change the world by proposing a powerful theory like Relativity. Quantum physics intrigued me during my childhood. My life mission… Continue Reading

Physicians’ Untold Stories #7

Physicians’ Untold Stories #2

“Believe in your heart that you’re meant to live a life full of passion, purpose, magic and miracles.” Roy T Bennett This post first appeared in my Facebook HERE. You can read the previous entry of physicians’ untold stories HERE. Miracles in Life The Year 2016 This is the third… Continue Reading

Free e-books to be given away for readers

You just need to be consistent to be a pro!

The man who asks a question is a fool for a minute, the man who does not ask is a fool for life—Confucius Yes, it is almost a year now when I started to write my first post on 22 May 2020. I am grateful many of you find this… Continue Reading

Physicians’ Untold Stories #6

Physicians’ Untold Stories #2

“I can’t be selfish because I have lots of responsibilities.” This post first appeared in my Facebook post HERE. You can read my previous story HERE. The year 2013 1:30 am I received a call from casualty about Mr. C. He was a 60-year old chronic kidney disease with diabetes… Continue Reading

Physicians’ Untold Stories #5

Physicians’ Untold Stories #2

“People pay the doctor for his trouble; for his kindness, they still remain in his debt.” — Seneca This post was first published in my Facebook page on 1/4/2021 HERE. The Year 2017 My nurse told me there was a patient’s relative banging on my clinic door this morning. She said… Continue Reading

How to buy ETFs from Malaysia and Singapore?

crop ethnic trader with smartphone and laptop on bench indoors

By periodically investing in an index fund, the know-nothing investors can actually outperform most investment professionals.- Warren Buffett Indexing is boring and only for lazy investors, some argue. After making numerous mistakes in the stock market, I decided to do index funds investing. Unfortunately for Malaysians, low-cost index funds are… Continue Reading

Physicians’ Untold Stories #4

Physicians’ Untold Stories #2

“Only a life lived for others is a life worthwhile.” This post was first published in my Facebook HERE. The Year 2018 An 18-year-old boy came to see me with his mother due to coughing for 2 weeks associated with fever. After history taking, physical examination, blood test and imaging,… Continue Reading

Physicians’ Untold Stories #3

grayscale photo of wrecked car parked outside

“A ship in harbour is safe, but that is not what ships are built for. A life spent at home is safe, but that is not the purpose of living.” This Facebook post was first published HERE on 22 February 2021. You can read other physicians’ untold stories HERE and… Continue Reading

Why do I buy more world index fund now?

person with toy airplane on world map

“The desire to perform all the time is usually a barrier to performing over time.” – Robert Olstein As a reader of this blog, you most probably should have known by now, I am a three-portfolio Boglehead index funds investor. There are only three ETFs in my portfolio- VUSD (… Continue Reading