Frugality can only get you to half the financial independence( FIRE) journey. You need to earn and make money to build wealth!
“You must gain control over your money or the lack of it will forever control you.” —Dave Ramsey OK, if you want to get rich in Malaysia and Singapore, a lot of us believe that, you need to know ‘who’ in Malaysia and know ‘how’ in Singapore. Knowing ‘who’ is… Continue Reading
I decided to put up my monthly financial update (expenditure and passive income) in this blog. Updating my monthly financial regularly here helps me to streamline my expenditure and of course reminds me how to be frugal. Saving 70-80% of my income is my monthly target and I invest almost… Continue Reading
“There is a gigantic difference between earning a great deal of money and being rich.” —Marlene Dietrich Earning and saving money are both important steps to achieving your financial independence. Which is more important- earning or saving money? Saving Money is More Powerful Saving money is much more powerful than… Continue Reading
“You can’t use up creativity. The more you use, the more you have.” – Maya Angelou One of my readers was asking me whether it was true that I managed to buy so many properties? The fact being I was still working as a government servant and earning peanut? The… Continue Reading
“Always focus on the front windshield and not the review mirror.”― Colin Powell Car ownership is the second common mistake people make during their early working career ! Owning a new car in Malaysia is a wasteful obsession every Malaysian has! Owning a New Car in Malaysia is a Mistake… Continue Reading
You don’t have to see the whole staircase, just take the first step. – Martin Luther King, Jr. Saving is your first step into Financial Independence, Retire Early (FIRE) Saving money is always your first step into Financial Independence, Retire Early (FIRE). Getting a big fat paycheck does not… Continue Reading
